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Hey Guys, Kaushik here and THANK YOU for Stopping by to check out my Smart Money Secret Review!

Managing money and maintaining good credit is necessary for enjoying the best that life has to offer. Your credit score holds a lot of weight, and can determine what type of job you can get, what neighborhood you can afford and what type of car you can buy. Many Americans struggle with credit and are searching for ways to increase their credit scores. The Smart Money Secret book was written with these people in mind. This book includes information on how to increase scores, erase bad accounts and stop creditor harassment.

Smart Money Secret Review

The Smart Money Secret Review

Product:Smart Money Secret Review
Creator:Scott Hilton
Official Website:CLICK HERE
Recommended?Yes, without Hesitation!

What is Smart Money Secret All About?

Smart Money Secret

There’s a formula that determines how credit bureaus score individual borrowers. While most people think that if you simply pay your bills on time you will have good credit, it doesn’t always work that way. In fact, there are ways to boost your score with just a few easy actions. Most people are not aware of these actions, so they may inadvertently do things to hurt their credit scores. The Smart Money Secret teaches you how the scoring rubric works so that you can use it to your favor.

Smart Money Secret is about…well, being smart. It gives you insider tips on how to write letters to creditors to remove incorrect information from your credit report. It tells you how to pay your bills to make sure they reach your account at the right time to boost your score. Do you know which day the creditors send their monthly data to the credit bureaus? If you do, you can make sure to send in your payment at the exact right time to boost your credit score instantly. Most people can see results in as little as a few weeks, making Smart Money Secret one of the best resources for people want better credit quickly.

Who are Behind the Smart Money Secret?

Scott and Alison Hilton were your average American couple who went through the familiar struggles of low credit scores, late payments and annoying creditor calls. They suffered through this for years before figuring out how to make the system work for them. Using a few secrets they learned, they were able to increase their credit scores from around 500 to near 822. They recruited a friend, Jay Hannon, to help them to write Smart Money Secret. Hannon had worked in the credit industry for years and knew the best ways to increase credit scores in just a few days. Together the three of them developed a fool-proof system that was designed to help consumers get their financial lives on track and raise their credit scores.

What Does the Smart Money Secret Teach?

The Smart Money Secret teaches you how to increase your credit score using a number of tactics. Some of these tactics can be used alone while others are used in combination.

1. The Basics

In order to make the Smart Money Secret work, you have to know how the credit scoring system works. The first chapter is essentially an introduction into credit scoring and a refresher for those that are already familiar with credit scoring. You’ll learn how to read and analyze your credit report, how to understand FICO scoring and how to remove inquiries from your report. This chapter also includes templates of letters that you can use to remove inquiries from your reports and instantly raise your score.

2. Removing Inaccurate Information

Did you know that most credit reports contain inaccurate information? Some accounts that have been paid show up as unpaid. Accounts that were paid in full are listed as settled for less than the full balance. These errors can drop your score, so it’s vital that you remove them from your reports quickly. This chapter teaches you how to spot inaccuracies and how to ask to have them removed. There is certain language that you need to use in order to remove the information, so this chapter is highly useful for people who need to raise their score quickly.

3. Advanced Tactics

Most people think that you can’t remove “big, bad” credit items like foreclosures, bankruptcies and liens. This chapter is for the person who has already mastered the basics and is ready to really see some credit scoring magic. These heavy items can drop your score drastically, so learning how to get rid of these is one of the most important sections in the book.

4. Lawsuits

In some extreme cases, consumers can sue their creditors for damages related to debt collection. This can help to increase your score by eliminating debts that you are no longer responsible for. Lawsuits are extreme cases and aren’t recommended for most consumers.

5. ChexSystems Removals

If you have ever had problems with a bank, you might have a listing with ChexSystems. This company keeps a listing of people who owe money to banks or have outstanding NSF (insufficient funds) transactions. The book outlines how to remove these from your records.

6. Statute of Limitations Charts

Did you know that there is a certain amount of time after which you are no longer obligated to pay a debt? Many consumers don’t know this and will accidentally re-open accounts that are no longer counted against them. This can drop their scores instantly, undoing all of their hard work. These charts will help you to avoid these issues.

7. Frequently Asked Questions

Inevitably, you will have questions about how to make this system work for you. The frequently asked questions section addresses some of the most common questions that may come up in the course of using the program. If there are more specific questions that are not addressed, or that are unique to your own credit situation, the Smart Money member site offers real-time experts who can guide you. Another great resource for questions is the Smart Money System Facebook group.

What are the Smart Money Secret 11 Words?

This is a tightly guarded secret available only to people who buy the book. The 11 words are basically the wording that you will use when you write to creditors to remove inaccurate information, dispute account discrepancies and remove negative marks from your credit reports.

Is Smart Money Secret a Scam?

There are some scams on the market that instruct consumers to do illegal things in order to improve your credit. These include changing your social security number, opening and closing accounts, disputing accurate information. Not only are these tricks illegal, they can hurt your score. The Smart Money Secret uses legal tactics that are know in the industry and won’t run you afoul of the law. They are based in the United States and offer you the same information for which legal firms charge thousands of dollars.

The Smart Money Secret isn’t a magic pill. It is not a service, so you will definitely have to do the work yourself. The creators of the system claim you can receive $1,500 in credit almost instantly, which cause some people to view it with skepticism. The creators back up this claim and show you exactly how to legally get access to credit in a hurry.

The Smart Money Secret Facebook Group

One of the best parts of the Smart Money Secret is the private Facebook group. With more than 25,500 members, the Facebook group is filled with regular people who have used the system to break free of bad credit. New members can share their stories, have their questions answered and get the positive reinforcement and support they need to keep working toward their goals. The Facebook group is highly inspirational, and is one of the biggest benefits of The Smart Money Secret system.

How Does Smart Money Secret Work?

The Smart Money Secret works by teaching you the system that the credit bureaus use to generate credit scores. Because most people don’t know these systems, they simply pay bills with on guidance on how this will affect their score. In some cases, they pay debts that they should not, making their credit scores drop and the creditor calls increase. By following the tips in the Smart Money Secret, consumers will learn the exact steps to take to improve credit and avoid the mistakes that can often cause more harm than good.

The Smart Money System comes in both an online course and a hardcover book, making it easy to follow in either format. There is also a webinar that explains how the whole system works and helps with frequently asked questions. In addition, you also get 30-day access to the Smart Money System website which gives you insider access to tips and tricks exclusive to members.

What is the Price of the Course?

Smart Money Secret is price at a one-time fee of $49. After that initial purchase, there is a $19.97 a month fee that will give you access to the Smart Money Club.

The $19.97 charge automatically renews every month until you cancel it, so that makes it simple. You will have 30 days of access and 30 days to cancel, so if you decide the program is not for you, you can easily stop the subscription and still enjoy the book, which is yours to keep.

Pros and Cons of the Smart Money Secret System


The system is fairly easy for beginners to use. It comes with pre-made templates so all you have to do is fill in your personal information and send them off. Simple.

The plan actually works. There are many systems out there that promise results and don’t deliver.

The Smart Money Secret can raise your score up to 170 points in just one month. This is excellent for people who need to raise their scores in a hurry in order to rent an apartment, buy a home or lease a car.

There is a 30-day money back guarantee, making it a safe investment


The Smart Money Club is an add-on feature which requires a monthly subscription. Even though it helps to have the additional ongoing coaching, the extra fee can be a challenge for some users.

Smart Money Secret Review: My Verdict!

I definitely recommend the Smart Money System for anyone who wants to raise their scores in a hurry and enjoy the benefits of good credit. What sets this system apart is how thorough it is and how it delivers the lessons in a sequential format that is easy to work in steps. What I really love is that the Smart Money System isn’t packed with generic credit repair tips that you can find just about anywhere on the Web. These are real, actionable tips that tap into the credit bureaus’ systems and deliver those tips to members.

Another great feature is the Smart Money System website and Facebook page. With communities full of other real people who have used the system, it is easy to get inspiration and answers to all of your questions. Expert tips and opinions are worth their weight and gold and if you get stuck, answers are just a few clicks away.

We love the Smart Money System because it saves you months and years of research and costly mistakes. While there are legal companies that offer this same service, the Smart Money System is far less expensive and easier to access.

Many people have no idea how to fix their credit issues. They struggle year after year, trying to fix things on their own and finding themselves no better off than when they started. The Smart Money System delivers insider tips that only a few people outside of the debt collection and credit industry know about. With this insider knowledge, you can tackle your credit issues and start immediately reaping the benefits of good credit.

Fixing your own credit and trying to figure out the ins and outs of the credit system can be overwhelming and frustrating. By using the Smart Money System, you an eliminate these hassles and get back to your life without having to spend hours a day researching and trying new tactics on your own. CLICK HERE to sign up for the Smart Money System today.

Fortune Reading Review

You know that one couple who has the perfect relationship? They’re always going on vacations at the perfect time and have the perfect life? Haven’t you always wanted to be like them? To have it all, love, money, happiness, isn’t that the dream? These sorts of people seem to have impeccable luck and timing. They make a decision and boom; something amplifies their results the next day for the better.

The reason why I’m talking about people like that is because I used to be super envious of my perfect neighbors. Since we were always so close, I could see their magnificent lifestyle spread out in front of me with a magnifying glass. Well, I decided I really needed to stop eyeing their successes and focus on myself. I’ve always been a spiritual person. In fact, sometimes I’d even see major events happen in life/ so when I found out about the Lucky Oracle Fortune Reading, it felt like something big was about to be revealed to me. And boy, was it big!

What Is Fortune Reading?

This software was created after the metaphysical formals created by the ancient Greeks, the brightest people to have ever lived. And with this knowledge, along with the workings of the world, this gives you the right path to walk on so that you can have the perfect life I described earlier. It also explains to you all the personal changes you need to take to have that ideal life.

So how does all this magical jazz work? You’re probably skeptical right now, but what’s so bad about getting help to fix your life a little? With this software, users can predict their future with special meditative techniques that are well, secretive to say the least. To start this journey, you’ll need to click a button on the main page which will give you your lucky number. After that, just plug in your first name and email, the page will lead you to the magic and abundance side of the software.

The techniques you’ll be presented with will open your mind to a new perspective that will help you see your future with certainty and clarity. Usually changing your life and getting out of a rut takes months and sometimes years, but the Lucky Oracle Readings will only require about 60 minutes of your day. How convenient is that?!

The software offers three different packages depending on how frequent the user wants to make a payment. After choosing an option and setting up your account, you can have access to unlimited readings every single day!

If you’re one of those curious skeptics then the first offer will literally be perfect for you. It’s called the trial offer which provides the users to test out the program for three day for just 0.99 dollar per day. After that, if you think the program is the right option for you and the perfect guide then you’ll have to make a payment of about 34 dollars per month.

The second option is a yearly subscription with about 159 dollars annually. And the third option is for those who are in love with this software and are smart enough to realize the truth behind this program. You can choose a one-time transaction without any other charges called the lifetime membership. Users will only need to pay 159 dollars and have access to readings forever!

There will be a time in your life when everything will be perfect, and when you’re at that stage and think you can handle everything on your own, then you can stop using this program. However, if you’re not too keen on it for whatever reason, then you can request for a refund and halt the subscription within 365 days. So, you’ll have a whole year to test out how things work out, and if they don’t, guaranteed money back!

Listen to me, I don’t usually like to put my biggest insecurities on display. No one does! But the reason I did all that just to prove to you that this software has changed my life. I started off with the trial offers of three days and ended up buying lifetime access to readings that told me how to fix my deepest darkest fears. After a hard life of no luck and just pain, I thought it was worth a try to see how a virtual software could help me. Much to my surprise, everythingLucky  that I wanted, I have it now! All because of the oracle. So, I’m asking you, what’s stopping you from giving this a try? Some extra advice based on the metaphysical science of the world might just be what you need. Try it out, you can always get a refund or a cancellation! I wish you a very happy life!

MitoBoost Review

MitoBoost Review

Do you remember the days you’d slip into any outfit without having to worry how you’d look? Well, I do, and I miss them dearly. Who doesn’t want a body they’re happy and comfortable in? I was tired of being the butt of the jokes every time, and that when I took matters into my own hands.

When I found out about MitoBoost and my first thought was “Scam Alert!”, however, after some research my mind changed a LOT. Basically, MitoBoost is a diet pill, BUT it’s made of all natural ingredients, which is why it actually works and has no side effects! The creator of this magic pill, Ben Robertson, created this pill so he and his wife could lose some weight. And because he wanted to use it himself too, he partnered up with his own doctor to make sure the whole process was under the supervision of a medical doctor.

All you have to do is take two pills every day and you’ll lose up to 2 pounds each day with little to no excuses and dieting. Ben also says that you can lose an extra 2 pounds of fat each morning by peeing every morning after taking MitoBoost! Usually, diet pills aren’t safe for everyone, but not MitoBoost! Every capsule is made in the USA and is FDA and GMP certified. Not just that, but it’s also produced in sterile and precise standards so that every pill is up to par.

Moreover, the pills are also non-GMO and don’t contain any sort of simulations or toxins that could make these pills a habit, something that has been becoming more and more popular in “diet pills”

Usually, diet pills or supplements don’t reveal their ingredients because they hide fishy things in there. But not MitoBoost. MitoBoost is very clear about what they put in their pills, so let’s talk more about that. It’s formal, including ingredients such as Astaxanthin Complex, Alpha Lipoic Acid, Grape seeds, along with gotu kola, amla fruit, goji berries, wakame, prickly pear, and lastly, fo-ti root.

Other than that, it also contains MSM, collagen and vitamins and minerals that help you fulfill your daily recommended value. It contains strong doses of multiple B vitamins as well as C and E. These vitamins aren’t just important for weight loss but also for overall health. You have to make sure your whole body is working properly instead of just shedding fat.

As for collagen, we all know how important it is for anti-aging properties. It won’t just make you look younger but it also helps with better muscle formation. And when you’re losing weight, you’re building muscle too! Lastly, it has a whole plethora of herbs and plant extracts that aid in joint health and anti-aging. A lot of the time, people who are heavier suffer from joint and pain which can make exercise and day to day life very hard. Trust me, I’d know! These supplements help soothe than pain just so you can be more active too.

Since this pill is actually a multi-purpose dietary supplement, it’s supposed to initiate weight loss in different ways. Obviously, all the reactions in your body are linked to each other. These pills help you by boosting energy levels. We all know how much excess fat makes us lazy. Moreover, it also reduces the risk of swelling the body. The ingredients in the pill help balance out the hormone levels while also lowering stress levels, which is a huge plus because stress just leads to overeating. All thanks to the natural ingredients in these pills, you don’t even have to worry about getting a complicated prescription.

Everyone’s body is different, and it takes different amounts of time for their bodies to react. But if for some reason, you don’t like this weight loss supplement then MitoBoost offers two month backing or a 60-day refund policy! If you don’t get the results you were hoping for, then you can just ring them up and get your money back. Pretty good, right? If Ben and his doctor didn’t have so much faith in their supplement, would they really offer a policy like that? Didn’t think so!

You have all the information now. You know what’s in the pills, what they do once they’re in your body. So what’s stopping you? You already have a refund policy to fall back on so you really have no reason to say no to this magic pill! Get yours now just so both you and I can enjoy our slim bodies!